Personal finance.
Without the audience.
Kanz is a high-performance ledger built for the individual, not the advertiser. No ads, no tracking, and no cloud-dependency. Your money is your business.
Offline-First
Look forward,
not backward.
Most finance apps act as digital receipt drawers—showing you money that is already gone. Kanz is a predictive engine. It analyzes your spending velocity to tell you exactly where you are heading.
Current Burn Rate
Know exactly how much you're spending daily, instantly compared against your average incoming flow.
Safe-to-Spend Limit
A dynamic limit that adjusts mathematically every day based on your remaining capacity. It tells you what you can afford today without ruining tomorrow.
The "Broke Date"
A brutally honest projection. Based strictly on your current trajectory, Kanz predicts the exact date your budget capacity hits zero.
Global liquidity.
Local precision.
Your net worth doesn't live in a single account, and it shouldn't be tied to a single currency. Kanz seamlessly manages diverse asset types across borders without breaking a sweat.
12 Archetypes
Cash, crypto, credit, and digital wallets, strictly isolated.
160+ Currencies
Daily fetched exchange rates ensure your total is always accurate.
Native Math
Send USD, receive GBP. The ledger calculates the gap natively.
LEDGER
Set the logic.
The engine runs it.
Data entry is a flaw. Kanz is designed to automate the repetitive. You define the rules; the ledger maintains the precision.
Automated Workflows
Recurring transactions execute silently via background isolates. Define the frequency, and the app writes the history.
Deep Taxonomy
Move beyond flat lists. Build multi-level, color-coded category trees to map your capital flow exactly how your brain works.
Orthogonal Tagging
Apply custom labels to slice data your way—separating business expenses from personal trips without breaking your primary categories.
Deterministic
Convergence.
Synchronization is a deliberate protocol, not a constant background leak. Kanz treats your local device as the primary origin of truth.
Private Encryption
Data is End-to-End Encrypted (E2EE) on your device before it ever hits the network. We cannot read your transactions.
Policy Gating
Sync intelligently pauses based on auth status, subscription rules, or poor network conditions to protect integrity.
Deterministic Merging
A deterministic, conflict-free replication algorithm guarantees perfect data convergence across all your devices.
Biometric Vault
Hardware biometrics coordinate with local keychains to secure the SQLite container database from local access.
Sync Control
Direct instrumentation of the E2EE data convergence queue.
Your attention is not
our commodity.
Most personal finance software operates as a backdoor surveillance platform, bundling telemetry, credit card offers, and ad trackers. Kanz executes in an isolated environment. Your financial focus remains strictly offline, secure, and private.
Zero Trackers
We compile without marketing frameworks or external telemetry hooks.
Private Operations
Ad-free runtimes in every deployment tier. Local sandboxed storage.
Simple, straightforward
pricing.
Looking for the offline baseline?
Kanz Free is kept strictly on your phone, offline, with up to 3 accounts.
Kanz Pro
Unlock the complete personal finance suite with secure multi-device syncing and advanced spending forecasts.
Download Kanz free to get started.
Secure Cloud Backups
Your transaction history is automatically and safely backed up to the cloud so you never lose your data.
End-to-End Encryption
Your data is fully encrypted on your phone before it syncs. We cannot read your transactions, ever.
Unlimited Accounts
Track as many cash, bank, savings, and credit card accounts as you need in one place.
Smart Budget Forecasts
Predicts your projected Broke Date and daily Safe-to-Spend limit based on your real-time spending.
Infinite Nested Subcategories
Create subcategories inside subcategories to organize your cash flow exactly how your brain works.
Custom Category Styling
Unlock custom color palettes to visually tag, style, and design your transaction categories.
Universal App Syncing
Instantly access and manage your finances across your phone, tablet, and computer.
Priority Direct Support
Get a priority direct-to-creator email line for fast help whenever you need it.
Download &
availability.
A financial utility should be accessible wherever you work. We compile the same secure, local-first engine across every desktop and mobile operating system.
Android App
Fully optimized for Android fingerprint and face unlock.
iOS App
Native build for iPhone. Currently in private test reviews.
Mac App
Desktop build optimized for macOS window workflows.
Windows App
Desktop interface designed for Windows workstations.
Web Console
Browser-based dashboard for secure ledger management.